Credit Report
Structured according to the recognized standard for credit information, the Credit Report helps you evaluate a business and perform credit risk assessment.
The Credit Report is a set of information that can help you perform critical analysis of a business’ operations, profitability and stability. It is designed to provide you with essential knowledge, in a concise format, for performing medium to higher risk decisions. It is the full profile of a business, of any legal form, located in any part of Greece. It is the outcome of combining information obtained from Creditinfo Hellas Database and from official and reliable sources.
Credit Report offers:
A snapshot of a business
You are provided with basic business details and with detailed information on its financial standing, its history, its operations and its economic behavior, all at once.
A detailed understanding of the performance and prospects of a business
The unique D&B Rating is a reliable tool for the evaluation of credit risk. Three years financial statements and ratios draw a clear picture of the company trends, profitability, liquidity and capital structure, provided also in comparison within the company industry sector.
Credit Report is available via Credit System; the Creditinfo Hellas online service - but also via fax and e-mail.
Contains the following information:
Company Identification details:
Full Business Name
Trade Style
Legal Form (SA, LTD, General Partnership, Limited Partnership, Sole Proprietorship, Limited Liability Cooperative etc.)
Full headquarters address (Street name, street number, City/Town, Zip code, District)
VAT Number
Telephone and fax numbers
Web-site
Line of business
Year Incorporated
Legal Details:
Year Started
Year Incorporated
Registration Numbers (at the Prefecture, at the Court of 1st Instance, at the Chamber of Commerce)
Modifications of company structure
Modifications of company identification details
Capital increases
Headquarters’ address changes
Names, addresses, date of birth of the Members of the Board of Directors
Positions of the Members in the Board of Directors
Names of the owners (Shareholders, Partners) and percentage of ownership
Financial Information (Depending on the Legal Form of the business):
Capital
Net Worth
Turnover (Sales)
Profit/Loss
Three years balance sheets and profit/loss accounts
Three years industry financial ratios (Industry Norms)
Real Estate (of the company and its owners)
Real Estate Burdens (mortgages, notices for mortgage, confiscations)
D & B Rating
Economic Behavior History of the company and its owners:
- PERMANENT CEASE OF PAYMENTS
- Decisions in Bankruptcy
- DELAYED PAYMENTS
- Petitions for Bankruptcy
- Court judgments for Payment of any credit document (bounced cheque, unpaid bill, credit cards, consumer credit loans, mobile telephony, etc.)
- Programmes for auction (of real estate, mobile assets, vessels)
- INDICATIONS OF DELAYED PAYMENTS
- Unpaid bills
- Uncovered (bounced) cheques
- REAL ESTATE BURDENS
- Mortgages
- Notices for mortgage
- Confiscations
Operations Information:
Detailed line of business
Products and services
Branch-shop addresses
Other company locations (workshops, storerooms, plants, etc)
Represented firms and suppliers
Imports/Exports
Company place within its industry sector
Market Reputation
Employees
Subsidiaries, affiliated companies
Business History:
History of business and management
Modifications of company structure and partners
Additional Operations Information:
Standard Industrial Code (SIC)
Banks
D&B Rating - How to make better Credit Decisions - Sample Credit Report